Is an IPP right for you? Our team of experts can help you decide.
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The primary candidates for IPPs are business owners, company executives and incorporated professionals over the age of 45 with an annual income of $100,000 or more.
An Individual Pension Plan (IPP) is an employer-sponsored defined benefit pension plan designed to provide enhanced retirement benefits and important tax advantages. Establishing an IPP can be complex, but we make it easy for you to create an IPP that’s right for you or your key employees.
Unlike an RRSP, the funds in an IPP will be locked in and access will be restricted until retirement and An annual filing with Canada Revenue Agency is required for IPPs.
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