Financial protection when an accident or illness causes you to be disabled and unable to work or earn an income.

A Group Long Term Disability (LTD) plan, is a valuable financial safety net that replaces a portion of your salary if you become injured or ill. Up to 2/3 of your income can be replaced and benefits are paid monthly and are tax-free. How soon you collect benefits and for how long, depends on the policy you have.

Upon recovery from a disability, the policy continues. Benefits could potentially be payable again for subsequent disabilities or for the recurrence of a prior disability.


Why Should You Get Disability Insurance?

The likelihood that a person will become disabled before the age of 65 is five-times greater than the risk of death.


Get Paid to Stay Healthy!

Now there’s a disability policy that pays you to stay healthy. You can get back up to 70% of your premiums if you never make a claim and you keep your policy in force for at least 10 years.


Which solution is best for you? Our team of experts can help you decide.

Contact us today for your no obligation consultation.

Contact Us Today

To learn more about our products and services fill out this form or call us at 905-499-3617 or 1-800-388-3031.