The only thing worse than facing the challenges of recovering from illness is worrying about how much financial damage it can do.

A critical illness can affect anyone and surviving a critical illness can be costly. The last thing you want to face when you’re busy concentrating on your recovery is seeing your lifestyle affected by financial hardship.

  • Critical Illness insurance pays a lump sum benefit, should you be diagnosed with one of the covered conditions of the contract and survive the waiting period.
  • You can get up to $2 Million tax-free if you get diagnosed with a covered condition.
  • If you stay healthy you can get all your money back. 


The conditions covered under a Critical Illness Policy are:

  •  Heart Attack
  • Cancer
  • Stroke
  • Bypass Surgery
  • Alzheimer’s Disease
  • Parkinson’s Disease
  • Multiple Sclerosis
  • Kidney Failure
  • Aortic Surgery
  • Benign Brain Tumour
  • Blindness
  • Coma
  • Deafness
  • Heart Valve Replacement
  • Loss of limbs
  • Loss of speech
  • Major Organ Transplantation
  • Major Organ Transplantation Waiting List
  • Motor Neuron Disease (ALS – Lou Gehrig’s Disease)
  • Occupational HIV injury
  • Paralysis
  • Severe burns
  • Coronary Angioplasty
  • Ductal Carcinoma in Situ of the Breast
  • Early Stage of Prostate Cancer

Benefits are paid lump sum, tax-free, and can be used to:

  • Continue providing financial care for your family during a difficult time;
  • Travel to another location for specialized care;
  • Do whatever you choose to;
  • Take charge and direct your medical treatment.

Coverage is offered in many different options, including term, lever premium and limited pay. You may even be eligible to obtain coverage without having to provide medicals; under the guaranteed issue plan.

Let us help you get the Critical Illness Insurance coverage that works for you.

Contact us today for your no obligation consultation.

Contact Us Today

To learn more about our products and services fill out this form or call us at 905-499-3617 or 1-800-388-3031.