Disability Insurance

Disability insurance allows you to continue paying your monthly bills if you are unable to work as a result of accident, illness or injury.

Do you want to get paid if you are unable to work? Disability insurance provides financial protection when an accident, illness or injury makes you to unable to work or earn an income.

Disability insurance replaces your monthly income so you don’t have to worry about paying your bills or having to deplete your saving to pay your bills. The benefits can be paid tax-free, and benefits can start as soon as 30 days after the start of a disability.

If you are a working individual or a business, you will have a need for disability insurance. Our disability insurance plans offer a range of benefit and premium options to suit your occupation, income level and other factors.

• Are self-employed, a contractor or a part-time worker?
• Want coverage for injury only, or both sickness and injury?
• Are concerned about qualifying for traditional coverage?
• Want to top up group coverage or don’t have group coverage?

High Income Earners

If you are a high-income earner you can now get coverage of up to $75,000 per month, and more, in disability benefits.