Property Insurance

Your property is valuable and plays an essential role in your day-to-day business operations.

Damage or loss of your property, such as equipment or facilities, can have a devastating impact on your business.

Property losses can include loss or damage to your physical assets or others’ property for which you are responsible. It also includes loss of income caused by property losses such as fire, lightning, explosion, and theft.  Equipment breakdowns can also jeopardize your business by interrupting your supply chain or interfering with your ability to meet supply demand.

At Johnson, Smikle & Associates we have a team of knowledgeable professionals who will assess your needs and design a customized insurance solution that meets your unique requirements.

We can assist you by:

• Meeting with the owner(s) and managers and tour your premises.
• Reviewing the insurance sections of your contracts and agreements.
• Developing “manuscript” wording for your unique exposures or those of your industry segment, if standard wording does not accurately address your exposures.
• Helping ensure your assets are insured to full value.
• Arranging loss control inspections.